First time home buyer - Zillow Mortgage Advice

I am not a lender. You will need to talk to a lender about what kind of loan is best for you. Generally, an FHA loan requires a 3.5% down payment, BUT the down payment for an FHA loan can come from anywhere, such as a gift, the government, or a charitable organization (as long as its not anyone whos profiting in any way from your obtaining the loan). A VA loan I believe does not have a down payment requirement if you're a first time home buyer (if I'm not mistaken) and a Conventional loan may require anywhere from a 10 - 20 percent or so down payment.

Best Wishes and Warm Regards form The Sunshine State! :).

Source: http://www.zillow.com/advice-thread/First-time-home-buyer/485253/

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